If you have a question none of these answers, call 509-795-0367 and ask.
Tips for Buyers
- Why an Exclusive Buyer’s Agent Changes the Math
An exclusive buyer’s agent never represents sellers, so there is no divided loyalty. Here is what that actually changes when you are buying a home in Spokane. - Getting Pre-Approved: What Lenders Actually Want to See
Pre-qualified and pre-approved are not the same thing, and sellers know the difference. What Spokane buyers should have ready before they start looking. - Reading the Spokane Market: Hot, Normal and Cold
Market conditions decide which negotiating tactics work and which ones lose you the house. How to tell which kind of market you are buying in. - What a Home Inspection Should Tell You
An inspection is not a pass or fail. How to read the report, what genuinely matters, and why you should be there in person. - Loan Killers: What Not to Do Before Closing
Your pre-approval is conditional. The things buyers do between offer and closing that cost them the house, and how to avoid them. - Buying a Foreclosure or Bank-Owned Home
Distressed properties can be genuine value or an expensive mistake. What is different about buying foreclosures and bank-owned homes, and who they suit.
Mortgage Information
- Fixed or Adjustable: Choosing the Right Mortgage
How fixed-rate and adjustable-rate mortgages actually differ, the questions to ask about an ARM, and how to think about which suits your situation. - Credit Scores and Your Mortgage
What goes into the credit score your mortgage lender sees, why it differs from the one in your banking app, and what actually moves it.
Title and Escrow
- Title Insurance and Escrow in Washington, in Plain English
What title insurance actually protects you from, why there are two policies, and what the escrow company does with your money. Written for Washington buyers. - Closing Costs in Washington: Who Pays What
A plain breakdown of what buyers and sellers typically pay at closing in Washington State, including the real estate excise tax and what is negotiable.
Homeowner Information
- How to Hold Title in Washington
Washington is a community property state. An overview of the common ways to hold title to a home here and why the choice matters.
Reference
- Glossary of Real Estate Terms
Plain-English definitions of the terms you will meet while buying a home in Washington — from amortization to title insurance.
Thinking of selling?
We do not take listings — we have worked only for buyers since 1997, which is the whole point of us. If you need to sell a home to buy your next one, talk to us anyway: we will tell you honestly how your sale affects what you can offer, and we can point you to listing agents we respect. Start with a free market analysis.