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Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
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Thank you for visiting us today!

If this is your first visit, take your time and look around. If you're a return visitor, welcome back, we're glad you're here!

We love working with home buyers, so if you're thinking about buying a home in this area within the next year, let us know here and we'll get back to you right away.

Spokane Home Buyers
1507 E Nebraska Ave
Spokane, WA 99208
Phone: 509-327-7372
Info@SpokaneHomeBuyers.com
www.SpokaneHomeBuyers.com

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Thank you for visiting us today!

If this is your first visit, take your time and look around. If you're a return visitor, welcome back, we're glad you're here!

We love working with home buyers, so if you're thinking about buying a home in this area within the next year, let us know here and we'll get back to you right away.

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